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His account is probably limited. It's not necessary. Some credit card companies accept an alternate form of identification in lieu of a SSN. At a certain threshold, they'll stop you and request your SSN and DOB. I'm not a big time Paypal user to need to lift my withdraw limitation since I just used this to buy things that require the transaction to be done by Paypal. How to Create the Perfect Fake Identity. However, a credit freeze will not prevent medical and employment theft. However, many companies now say their contractors fall under the rules for a 1099-K, which is the form of 1099 for people who accept credit-card payments from customers via PayPal or other payment processor. "Using a fake SSN is considered fraud and is an arrestable offense that can carry jail time. Some fraudulent sites will have fake social media posts included on the website as images that you can't actually interact with or will have fake, paid posts to make the site seem more legit. 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